5-Star Rated Mortage Company










Finding the right mortgage program is easy with Lock Rate Mortgage. We offer a wide varierty of mortgage programs from Convetional, FHA, VA, Non-QM alternative documentation to Commercial loans. To get started complete our online form or give us a call, compare options and get the best mortgage loan for your needs.

Rate and Term



Reduce your interest rate and monthly payment or pay off your mortgage early.





Cash Out



Consolidate debt, get the cash you need for your project, take that dream vacation, or all the above.







Buy your first home, upgrade,or expand your investment portfolio.









We offer refinance and purchase options for multi- family and other commercial properties.




About Us

Welcome to Lock Rate Mortgage


Lock Rate is a Mortgage company dedicated to servicing our client's home financing needs. We believe that shopping for the best mortgage should be easy, transparent, and flexible. 

About Us

Welcome to Lock Rate Mortage


Lock Rate is a California based Mortgage company dedicated to servings Californian’s home financing needs. 


We believe that shopping for the best mortgage should be easy, transparent and flexible.  

What Clients Say

As a list agent, I had the pleasure to work with Mario and his team. They were extremely professional and timely which helped make the escrow process a breeze. Their responsiveness and attention to details were excellent and I appreciated their open communication in keeping all parties well informed and updated throughout the entire process. I highly recommend Mario and his team for anyone who is looking to purchase.


Steve H, CA.

Nancy was perfection in the handling of our loan process. She kept us informed of what was happening at all times. When we hit a snag because a previous mortgage company failed to remove their lien she was right on top of it and worked diligently to resolve the problem and keep us on track for our closing date. She was absolutely wonderful to work with and I would recommend Lock Rate Mortgage, and especially Nancy Hoang wholeheartedly to anyone looking for a loan.


Janice C, CA.

Got questions?

Our licensed loan originators are always happy to answer all of your questions.

Request a callback

Field is required
Field is required Incorrect email
Field is required
Your message was sent successfully
Sorry, your message was not sent